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Choose The Right Personal Credit Card For You

First National Community Bank offers a selection of personal credit cards with a diverse range of benefits to fit your needs. From low introductory APR on balance transfers to cash back and rewards. Simply choose the right credit card for you by comparing the two powerful personal Visa® credit card options, that include exceptional benefits & rewards, low APR and one option featuring no annual fees!

All of our personal credit cards come with these great benefits:

  • Flexibility: Accepted at millions of locations and ATMs, worldwide giving you the flexibility to spend as you want.
  • Security: Be confident in knowing your purchases are secured with EMV smart chip technology.
  • Visa Zero Liability: You’re only responsible for purchases you have authorized on your card. After all, it only makes sense that if you didn’t buy it, you shouldn’t have to pay for it.
  • 24-Hour Online Account Access: Oversee and manage your account anytime, anywhere with our online banking features.
  • Manage Your Expenses: Enjoy full control over your spending with account alerts to track payments and balances and itemized statements that let you know exactly where your money is going.
  • Card Valet: A service that helps you control your cards through your mobile device, making it easy to set alerts and manage your finances on the go.

Visa Platinum Credit Card

Enjoy convenience and financial control to fit your lifestyle with no annual fee.

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  • No annual fee
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate +10.00%
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage expenses

Visa Platinum Cashback Rewards Credit Card

Earn 1% cash back with no spending limit and no limit on rewards for qualifying purchases.

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  • $35 annual fee
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate +8.00%
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage expenses
  • 1% cash back on every dollar you spend with no cap

Prime Rate: Except for any introductory APR, the APR will vary based on changes in the Prime Rate published in The Wall Street Journal. As of the date shown above, the Prime Rate was 8%. To determine the APRs for Purchases, Balance Transfers, and Cash Advances, for the Platinum Cash Back Rewards Card we add 8.00% to the Prime Rate, and for the Platinum Card we add 10.00% to the Prime Rate.

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