First National Community Bank Processing Systems Conversion For Legacy Heritage First Bank Branches Expands Footprint

Chatsworth, Ga., November 8, 2021 – With the finalization of the First Chatsworth Bankshares, Inc. merger with Heritage First Bancshares, Inc., parent company of Heritage First Bank and First National Community Bank on July 1, 2021, three legacy/existing Heritage First Bank branches in Rome, Georgia were added to the First National Community Bank branch footprint in downtown Rome, West Rome and Armuchee.

After the Heritage First Bank processing systems conversion on November 8th, customers will be able to bank interchangeably at any one of the 10 First National Community Bank branch locations throughout northwest Georgia in the cities of Adairsville, Dalton (2 branch locations), Calhoun, Cartersville, Chatsworth, Eton and Rome (3 branch locations). The Bank also has a mortgage office in Dalton and loan production offices in Paulding County, Georgia and Chattanooga, Tennessee.

“We are extremely proud of the accomplishments and progress that has been made this year with the finalization of our merger, becoming northwest Georgia’s largest locally owned community bank, therefore continuing our collective commitment to best in class service quality as well as offering leading-edge financial products. November marks a great milestone for the combined organization with the processing systems conversion that will allow customers to bank at any one of our 10 locations,” said President and Chief Executive Officer, Ryan P. Earnest.

In addition, the signage of the three legacy Heritage First Bank branches will be revised to reflect the name and logo of First National Community Bank in late November/early December as the last and final phase of the merger.

“Heritage First Bank has a robust history of involvement in the Rome/Floyd County area and our downtown Rome building, especially has served among the catalysts for our success. While the signs outside will change, our dedicated team of seasoned banking professionals and our commitment to exceeds-expectations customer service and involvement in the communities we serve remains the same,” said Earnest.

About First Chatsworth Bankshares Inc.

Founded in 1975, First National Community Bank, the wholly-owned subsidiary of First Chatsworth Bankshares, Inc., has approximately $575 million in total assets and $500 million in total deposits. First National Community Bank is a locally owned community bank with all branches located within a contiguous footprint throughout northwest Georgia with local decision making and exceeds expectations customer service in the communities we serve. The Bank operates 10 full-service banking offices in Adairsville, Calhoun, Cartersville, Chatsworth, Dalton (2 banking office locations), Eton and Rome (3 legacy Heritage First Bank banking office locations), a mortgage loan production office in Dalton and commercial loan production offices in Paulding County, Georgia and Chattanooga, Tennessee. For more information, visit